Privacy Policy | One Real Mortgage

Introduction

The website, www.OneRealMortgage.com, (“Website”) is owned and operated by One Real Mortgage Corp. One Real Mortgage Corp., its parent companies, subsidiaries, and affiliates, including its licensed real estate broker subsidiaries, may be referred as “One Real Mortgage”, “we”, “us”, “our” or “Company”. Your use of this Website is subject to the Terms of Use.
One Real Mortgage values your privacy. In that regard, we have established the following privacy policy to explain and describe what personally identifiable information One Real Mortgage collects on the Website and/or as part of One Real Mortgage’s services, how One Real Mortgage uses it, and your options regarding One Real Mortgage may collect about you. By accepting this Privacy Policy, you expressly consent to the information handling practices described in this Policy and represent that you are over the age of 18. Your continued use of the Website, mobile applications and/or services or any other content, products or other services covered by this Policy constitutes your acceptance and agreement to this Privacy Policy and any future updates.

Information We Collect

We collect personally identifiable information (“PII”), which is any information that could potentially identify a specific individual, including:
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information about an individual that can be used to distinguish or trace an individual’s identity, such as first and last names, social security number, date and place of birth, mother’s maiden name, or biometric records; and
any other information that is linked or linkable to an individual, such as educational information, financial information, employer information, email address, IP addresses or other online contact information, or telephone number.

We collect this information in two ways:
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We collect information you provide to us in optional, voluntary forms or requests for customer services.
We collect information from third parties, with your consent.
Some information may be collected automatically.

How We Collect Information

We collect information entered by you on our site in connection with the services offered by LemonBrew. Information entered by you may include:

your name, email address and phone number
city, state and zip code where you are interested to buy or sell
type of property you are interested to buy or sell
price range and budget of the property you are interested to buy or sell

Information Received from Third Party Sources

We may obtain information about you from sources other than you. We may obtain information from third parties such the credit reporting agencies (e.g., Experian), with your consent. We also use various technologies to collect information automatically when you access and use the Services, including cookies, web beacons and other similar technologies.

A cookie, also known as an HTTP cookie, web cookie, or browser cookie, is a small piece of data sent from a website and stored in a user’s web browser while the user is browsing that website. Every time the user loads the website, the browser sends the cookie back to the server to notify the website of the user’s previous activity. Cookies were designed to be a reliable mechanism for websites to remember stateful information (such as items in a shopping cart) or to record the user’s browsing activity including clicking particular buttons, logging in, or recording which pages were visited.
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Functionality and Cookies: One Real Mortgage does not require that you accept cookies and/or you may withdraw your consent to our use of cookies at any time by adjusting your browser’s privacy settings.
Opting Out of Cookies: You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. You may also change your cookie settings through preferences options, where applicable.

Google Analytics

We use analytics tools and other third party technologies, such as Google Analytics to collect non- personal information in the form of various usage and user metrics when you use our online website. These tools and technologies collect and analyze certain types of information, including cookies, IP addresses, device and software identifiers, referring and exit URLs, onsite behavior and usage information, feature use metrics and statistics, usage and purchase history, MAC Address, mobile unique device ID, and other similar information.
Google Analytics is a service offered by Google that generates detailed statistics about a website‘s traffic and traffic sources and measures conversions and sales. The product is aimed at marketers as opposed to webmasters and technologists from which the industry of web analytics originally grew. It is the most widely used website statistics service. You may opt out of Google Analytics by visiting the Google Analytics opt-out page.

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How We Use Information

We use your information or PII, such as first and last names, social security number, address, telephone number, date and place of birth, employer information to provide you with a mortgage.We may use your information to:
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Deliver services and products;
Manage and maintain customer support;
Communicate with you;
Develop and implement marketing campaigns; and
Internal management purposes.

We may share non-PII with third parties at our sole discretion.

How We Disclose Personal Information

One Real Mortgage is committed to maintaining the accuracy, confidentiality, and security of your personal and corporate information. PII may only be used or disclosed for the purpose for which it was collected unless the customer has otherwise consented, or when it is required or permitted by law. We may also disclose your information in connection with a transaction involving the sale of our business, a merger, consolidation, corporate restructure, asset sale, or other substantial event.
Customer information may only be retained for the period of time required to fulfill the purpose for which it was collected.

Sharing of Your Information

One Real Mortgage transfers your personal information to websites maintained by third parties (each a “Partner”). By submitting a request on One Real Mortgage, you hereby expressly authorize One Real Mortgage` to submit your PII and other information to our Partners. Please note that our Partners may retain or use your information, irrespective of whether you used their services and you should contact our Partners directly concerning their privacy and information sharing policies.

Third-Party Links and Websites

We may link to the websites of other companies and/or individuals. These third-party websites may collect information about you on those websites, however One Real Mortgage’s privacy policy does not cover external websites and third parties. Please refer directly to these third parties and websites regarding their privacy policies.

People Under 18

We do not knowingly seek or collect PII from users under the age of 18.

Safeguarding Your Information

One Real Mortgage utilizes the latest security and encryption technologies to protect your information. One Real Mortgage uses security measures and procedures such as limiting access to PII only to those employees and contractors who require the information and enforcing strict password and access protocols. All confidential and PII data will be encrypted at rest utilizing AES/CBC/PKCS5 Padding within the One Real Mortgage database.

Handling Customer Complaints and Suggestions

Customers may direct any questions or inquiries with respect to the privacy principles outlined above or about our practices by contacting us as
follows: One Real Mortgage Corp
P.O Box 18272
1233 The Plz
Charlotte, NC 28205
E-mail: hello@lemonbrew.com

California Privacy Rights

California law permits residents of California to request certain details about information One Real Mortgage discloses to third parties for direct marketing purposes. Such requests can be made to hello@lemonbrew.com. California privacy rights requests must include the reference “Request for California Privacy Information” on the subject line and in the body of the message and must include the email address or mailing address, as applicable, for us to send our response. This request may be made no more than once per calendar year. We reserve the right not to respond to requests submitted other than to the address specified above.

Changes and Updates to This Policy

We may update this Privacy Policy from time to time. If we do, we will update the “effective date” at the top of the Policy. If we make material changes to how we use your PII, we will attempt to notify you of the change and to give you the opportunity to exercise choice as to how your personal information is used.

Building your future, together.