A letter from our CEO

Welcome to One Real Mortgage, your trusted team of mortgage experts. Whether you're a seasoned homeowner, a first-time buyer, or someone looking to refinance, our platform is designed to cater to your individual mortgage needs.
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At One Real Mortgage, we recognize that a mortgage is more than just a financial transaction; it's a crucial step towards achieving your dreams of homeownership and financial stability. Our commitment goes beyond providing you with a range of mortgage options – we are committed to providing you with simply great service, competitive rates, and innovative technology.
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As the CEO of One Real Mortgage, I assure you that our team is dedicated to redefining your mortgage experience. We've partnered with the fastest-growing publicly traded real estate brokerage in the nation, The Real Brokerage, to elevate the home buying process.
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Transparency is the cornerstone of our approach. You deserve to have all the information you need at your fingertips, and we're committed to providing that to you. From interest rates to loan terms, our goal is to empower you with the knowledge you need to confidently navigate the mortgage process. As you explore our website and engage with our resources, remember that you're not alone – we're here to support you every step of the way.
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We look forward to serving you with excellence, integrity, and a commitment to your success.

Samir Dedhia

Chief Executive Officer
One Real Mortgage

One Real Mortgage Story

One Real Mortgage has been helping homebuyers and homeowners for a very long time. In 1981, the company started as Greater NJ Mortgage, offering mortgage solutions primarily to clients in New Jersey. Over the next few decades, the company grew and eventually rebranded to SD Capital Funding. The company’s success grew as well: from 2014 to 2019, SD Capital Funding was consistently recognized as the #1 Best Place to Work in New Jersey and the #1 Wholesale Partner for Quicken Loans, out of thousands of mortgage brokers nationwide. The company rebranded to LemonBrew Lending in 2021 and continued to offer new services to an increasing population of homebuyers and homeowners. In 2022, the company was acquired by Real Brokerage Inc., aligning with a real estate brokerage that shared its values of excellent customer service, full transparency, and treating everyone with kindness and respect. In 2023, the company rebranded once more to One Real Mortgage. Though many years have passed and the name has changed many times, the mission of One Real Mortgage has always stayed the same: make buying and owning a home simple and efficient for clients, for real estate agents, and for everyone else involved in the process!

Our Values

Embrace, Resolve, Evolve

We are all human, and we are all going to make mistakes. By owning up to our errors, working to resolve them, and evolving to implement positive change, we can all be stronger and more successful, together.

Make a Difference

Whether we are helping clients buy and sell real estate or giving back to our local communities, we believe that life is better when we work to make a difference to those around us.

Simply Great Service

We believe in delivering Simply Great Service. By living this at the company level, we empower our agents to support their clients to the same level of excellence.

Work hard. Be kind.

At One Real Mortgage, we know that true success comes from working hard in collaboration with our community. We believe that being kind is one of our greatest strengths, both as people and as a company.